# Supplemental HAIL INSURANCE FOR DEALERSHIPS

## Take Control of Your Dealership's Hailstorm Risk

When a hailstorm strikes, expenses add up fast. Auto - Hail Safe is supplemental hail insurance that covers what traditional insurance doesn’t.

[Get a quote](https://understoryweather.com/getquote)

## TRUSTED BY LEADING DEALERSHIPS

# Key Benefits

## Hail risk, solved

Take control of the hail risk on your lot with simple, flexible, transparent coverage.

### Customize the policy to fit your needs

Choose as much or as little coverage as you need. Add it at any time as a standalone solution or to fill any gaps left by a traditional policy.

### Make recovery costs more predictable

Get a predetermined payout you can use at your discretion for any storm losses. No exclusions. No financial deductibles.

### Recover faster after a hail storm

Payouts occur in one to two weeks.

### Eliminate the claims hassle

Claims are settled immediately and automatically without adjusters.

## HOW IT WORKS

# Understory makes hail coverage simple

It’s never been easier to close your coverage gap and bounce back quickly from a storm.

### STEP 1

#### Customize

Select a coverage amount and a payout structure based on your risk tolerance, your inventory levels and any coverage gaps left by your traditional policy.

### STEP 2

#### Measure

Understory installs a weather station at your dealership. It detects and analyzes every hailstorm with precision.

### STEP 3

#### Payout

If a damaging storm strikes and triggers your policy, we pay you automatically without any hassle, within one to two weeks.

## Parametric vs. traditional insurance

# It’s time to diversify your hail risk approach

When traditional insurance falls short, Understory’s parametric insurance steps up.

### Parametric Hail Insurance

#### Hail Adjustment Process
| Feature                  | Parametric Hail Insurance | Traditional Insurance |
|--------------------------|---------------------------|----------------------|
| Adjustment Process       | None                      | Long and tedious     |
| Payout Timeline          | One to two weeks          | Up to 12 weeks       |
| Financial Deductible     | No                        | Yes                  |
| Exclusions               | None                      | Many                 |
| Customization            | Completely flexible        | Limited options      |

## CUSTOMER STORY

### “I’ve never found hail to be any fun, but Understory brought peace of mind from the financial exposure.”

Customer Story: Rush Chevrolet - YouTube

Understory30 subscribers

## Our Technology

# Hello, Dot. Goodbye, claims process..

Meet Dot, Understory's state-of-the-art weather station. It’s always on guard, collecting more than 125,000 weather measurements per second.

When a storm strikes your dealership and triggers your policy, Dot detects it and settles the claim immediately and automatically.

- No maintenance required
- Solar-sourced power
- Free-standing, fast installation

## WHAT OUR CUSTOMERS ARE SAYING

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Rob Gonzalez

VP and General Manager,
Rush Chevrolet

"When the aggregate deductible disappeared on our traditional insurance, we were facing catastrophic financial exposure in the event of a damaging hail storm. Auto - Hail Safe from Understory is a shield that protects our working capital and cash flow."

Allen Masengill

General Manager and Partner,
South County Dodge Chrysler Jeep Ram

"Our traditional insurance premiums and deductibles had risen to the point where a damaging hail storm would've depleted a pile of cash. With Auto - Hail Safe from Understory, we have peace of mind that our balance sheet is protected."

# Take control of your dealership’s hail storm risk today

[GET A QUOTE](https://understoryweather.com/getquote)

# Get in touch

###### Understory HQ

4916 E Broadway, Suite 200
Madison, WI 53716

info@understoryweather.com

608-665-0032

###### General Inquiries

info@understoryweather.com

###### Press Inquiries

press@understoryweather.com
